More and more, our clients are tending to consider alternative treatments and therapies for their own health and for the well-being of their families. Groupe Mutuel offers various insurance solutions that pay contributions to naturopathic products and therapies. Since 2017, few benefits in complementary medicine have been included in the basic insurance plan – however, the deductible rate must always be included in the basic insurance plan and treatments are only covered under certain circumstances – supplementary insurance is worthwhile in most cases.
These benefits are paid for by basic insurance: • anthroposophical medicine • Homeopathy • Neural therapy • Phytotherapy • traditional Chinese medicine
However, treatment must be carried out by doctors with a specialist title and complementary medical training, and before benefits are taken over, the deductible rate and excess are deducted – in many situations these benefits are not achieved at all.
Products that use alternative medicine: Sana, Completa.
Here is a small comparison about Helsana, which includes services for alternative medicine and psychotherapy:
There is a small contribution for psychotherapy from the basic insurance, but it is sometimes an advantage to have supplementary insurance for it, as the basic insurance only covers certain therapists.
At Helsana you will find these additional services in:
The basic insurance pays exclusively for hospital stays to the general department in the canton of residence and work. Supplementary insurance is worthwhile in almost all cases: if specialists do not operate in your canton of residence or work, if you want more flexibility and if you prefer treatment by a head doctor or free choice of doctor.
Helsana offers appropriate hospital products depending on the department: Hospital Eco, Flex, Semi-Private, Private.
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